> ## Documentation Index
> Fetch the complete documentation index at: https://doc-test-my.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Create a Direct Transfer

> Create a Direct Transfer using the Razorpay API.

Use this endpoint to create a direct transfer of funds from your account to a Linked Account. Apart from transferring payments received from customers, you can also transfer funds to your Linked Accounts directly from your account balance using the **Direct Transfers** API.

<Info>
  **Feature Request**

  This is an on-demand feature. Please raise a request with our [Support team](https://razorpay.com/support/#request) to get this feature activated on your Razorpay account.
</Info>

<RequestExample>
  ```bash Curl theme={null}
  curl -X POST https://api.razorpay.com/v1/transfers \
  -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
  -H 'content-type: application/json' \
  -d '{
    "account": "acc_CPRsN1LkFccllA",
    "amount": 100,
    "currency": "INR"
  }'
  ```

  ```java Java theme={null}
  RazorpayClient razorpay = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_KEY_SECRET]");

  JSONObject transferRequest = new JSONObject();
  transferRequest.put("amount",50000);
  transferRequest.put("currency","INR");
  transferRequest.put("account","acc_CPRsN1LkFccllA");

  Transfer transfer = razorpay.transfers.create(transferRequest);
  ```

  ```php PHP theme={null}
  $api = new Api($key_id, $secret);

  $api->transfer->create(array('account' => $accountId, 'amount' => 500, 'currency' => 'INR'));
  ```

  ```javascript Node.js theme={null}
  var instance = new Razorpay({ key_id: 'YOUR_KEY_ID', key_secret: 'YOUR_SECRET' })

  instance.transfers.create({
    "amount": 500,
    "currency": "INR",
    "account": "acc_CPRsN1LkFccllA"
  })
  ```

  ```python Python theme={null}
  client = razorpay.Client(auth=("YOUR_ID", "YOUR_SECRET"))

  client.transfer.create({
     "amount":500,
     "currency":"INR",
     "account": "acc_CPRsN1LkFccllA"
  })
  ```

  ```ruby Ruby theme={null}
  require "razorpay"
  Razorpay.setup('YOUR_KEY_ID', 'YOUR_SECRET')

  para_attr = {
    "account": accountId,
    "amount": 500,
    "currency": "INR"
  }

  Razorpay::Transfer.create(para_attr)
  ```

  ```go Go theme={null}
  import ( razorpay "github.com/razorpay/razorpay-go" )
  client := razorpay.NewClient("YOUR_KEY_ID", "YOUR_SECRET")

  data:= map[string]interface{}{
    "account": "<accountId>",
    "amount": 100,
    "currency": "INR",
  }
  body, err := client.Transfer.Create(data, nil)
  ```

  ```csharp .NET theme={null}
  RazorpayClient client = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_KEY_SECRET]
  ");

  Dictionary<string, object> transferRequest = new Dictionary<string, object>();
  transferRequest.Add("account", "acc_I0QRP7PpvaHhpB");
  transferRequest.Add("amount", 100);
  transferRequest.Add("currency", "INR");

  Transfer transfer = client.Transfer.Create(transferRequest);
  ```

  ```bash CLI theme={null}
  razorpay route transfers create \
    --account acc_IEIkSOM5VJb2Lm \
    --amount 10000 \
    --currency INR \
    --note purpose=platform_fee
  ```

  ```bash Curl theme={null}
  curl -X POST https://api.razorpay.com/v1/transfers \
  -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
  -H 'content-type: application/json' \
  -d '{
    "account": "acc_CPRsN1LkFccllA",
    "amount": 100,
    "currency": "MYR"
  }'
  ```

  ```java Java theme={null}
  RazorpayClient razorpay = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_KEY_SECRET]");

  JSONObject transferRequest = new JSONObject();
  transferRequest.put("amount",500);
  transferRequest.put("currency","MYR");
  transferRequest.put("account","acc_CPRsN1LkFccllA");

  Transfer transfer = razorpay.transfers.create(transferRequest);
  ```

  ```php PHP theme={null}
  $api = new Api($key_id, $secret);

  $api->transfer->create(array('account' => $accountId, 'amount' => 500, 'currency' => 'MYR'));
  ```

  ```javascript Node.js theme={null}
  var instance = new Razorpay({ key_id: 'YOUR_KEY_ID', key_secret: 'YOUR_SECRET' })

  instance.transfers.create({
    "amount": 500,
    "currency": "MYR",
    "account": "acc_CPRsN1LkFccllA"
  })
  ```

  ```python Python theme={null}
  client = razorpay.Client(auth=("YOUR_ID", "YOUR_SECRET"))

  client.transfer.create({
     "amount":500,
     "currency":"MYR",
     "account": "acc_CPRsN1LkFccllA"
  })
  ```

  ```ruby Ruby theme={null}
  require "razorpay"
  Razorpay.setup('YOUR_KEY_ID', 'YOUR_SECRET')

  para_attr = {
    "account": accountId,
    "amount": 500,
    "currency": "MYR"
  }

  Razorpay::Transfer.create(para_attr)
  ```

  ```go Go theme={null}
  import ( razorpay "github.com/razorpay/razorpay-go" )
  client := razorpay.NewClient("YOUR_KEY_ID", "YOUR_SECRET")

  data:= map[string]interface{}{
    "account": "<accountId>",
    "amount": 100,
    "currency": "MYR",
  }
  body, err := client.Transfer.Create(data, nil)
  ```

  ```csharp .NET theme={null}
  RazorpayClient client = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_KEY_SECRET]
  ");

  Dictionary<string, object> transferRequest = new Dictionary<string, object>();
  transferRequest.Add("account", "acc_I0QRP7PpvaHhpB");
  transferRequest.Add("amount", 100);
  transferRequest.Add("currency", "MYR");

  Transfer transfer = client.Transfer.Create(transferRequest);
  ```

  ```bash CLI theme={null}
  razorpay route transfers create \
    --account acc_IEIkSOM5VJb2Lm \
    --amount 10000 \
    --currency MYR \
    --note purpose=platform_fee
  ```
</RequestExample>

<ResponseExample>
  ```json Success theme={null}
  {
    "id": "trf_JqpKevElHShZkw",
    "entity": "transfer",
    "status": "processed",
    "source": "acc_CJoeHMNpi0nC7k",
    "recipient": "acc_CPRsN1LkFccllA",
    "amount": 100,
    "currency": "INR",
    "amount_reversed": 0,
    "fees": 1,
    "tax": 0,
    "notes": [],
    "linked_account_notes": [],
    "on_hold": false,
    "on_hold_until": null,
    "recipient_settlement_id": null,
    "created_at": 1657273505,
    "processed_at": 1657273505,
    "error": {
      "code": null,
      "description": null,
      "reason": null,
      "field": null,
      "step": null,
      "id": "trf_JqpKevElHShZkw",
      "source": null,
      "metadata": null
    }
  }
  ```

  ```json Failure theme={null}
  {
     "error":{
        "code":"BAD_REQUEST_ERROR",
        "description":"The api key provided is invalid",
        "source":"NA",
        "step":"NA",
        "reason":"NA",
        "metadata":{

        }
     }
  }
  ```

  ```json Success theme={null}
  {
    "id": "trf_JqpKevElHShZkw",
    "entity": "transfer",
    "status": "processed",
    "source": "acc_CJoeHMNpi0nC7k",
    "recipient": "acc_CPRsN1LkFccllA",
    "amount": 100,
    "currency": "MYR",
    "amount_reversed": 0,
    "fees": 1,
    "tax": 0,
    "notes": [],
    "linked_account_notes": [],
    "on_hold": false,
    "on_hold_until": null,
    "recipient_settlement_id": null,
    "created_at": 1657273505,
    "processed_at": 1657273505,
    "error": {
      "code": null,
      "description": null,
      "reason": null,
      "field": null,
      "step": null,
      "id": "trf_JqpKevElHShZkw",
      "source": null,
      "metadata": null
    }
  }
  ```

  ```json Failure theme={null}
  {
     "error":{
        "code":"BAD_REQUEST_ERROR",
        "description":"The api key provided is invalid",
        "source":"NA",
        "step":"NA",
        "reason":"NA",
        "metadata":{

        }
     }
  }
  ```
</ResponseExample>

## Request Parameters

<ParamField body="account" type="string" required>
  Unique identifier of the Linked Account to which the transfer must be made.
</ParamField>

<ParamField body="amount" type="integer" required>
  The amount (in paise) to be transferred to the Linked Account. For example, for an amount of ₹200.35, the value of this field should be 20035.
</ParamField>

<ParamField body="currency" type="string" required>
  The currency used in the transaction. We support only `INR` for Route transactions.
</ParamField>

<ParamField body="notes" type="json object">
  Set of key-value pairs that can be associated with an entity.  These pairs can be useful for storing additional information about the entity. A maximum of 15 key-value pairs, each of 256 characters (maximum), are supported.
</ParamField>

## Response Parameters

<ResponseField name="id" type="string">
  Unique identifier of the transfer.
</ResponseField>

<ResponseField name="entity" type="string">
  The name of the entity. Here, it is `transfer`.
</ResponseField>

<ResponseField name="transfer_status" type="string">
  The status of the transfer. Possible values are:

  * `created`
  * `pending`
  * `processed`
  * `failed`
  * `reversed`
  * `partially_reversed`
</ResponseField>

<ResponseField name="settlement_status" type="string">
  The status of the settlement. Possible values are:

  * `pending`
  * `on_hold`
  * `settled`
</ResponseField>

<ResponseField name="source" type="string">
  Unique identifier of the transfer source. The source can be a `payment` or an `order`.
</ResponseField>

<ResponseField name="recipient" type="string">
  Unique identifier of the transfer destination, that is, the Linked Account.
</ResponseField>

<ResponseField name="amount" type="integer">
  The amount to be transferred to the Linked Account, in paise. For example, for an amount of ₹200.35, the value of this field should be 20035.
</ResponseField>

<ResponseField name="currency" type="string">
  ISO currency code. We support route transfers only in `INR`.
</ResponseField>

<ResponseField name="amount_reversed" type="integer">
  Amount reversed from this transfer for refunds.
</ResponseField>

<ResponseField name="notes" type="json object">
  Set of key-value pairs that can be associated with an entity. These pairs can be useful for storing additional information about the entity. A maximum of 15 key-value pairs, each of 256 characters (maximum), are supported. For example, `"region": "south", "city": "Bangalore"`.
</ResponseField>

<ResponseField name="error" type="string">
  Provides error details that may occur during transfers.
</ResponseField>

<ResponseField name="code" type="string">
  Type of the error.
</ResponseField>

<ResponseField name="description" type="string">
  Error description.
</ResponseField>

<ResponseField name="field" type="string">
  Name of the parameter in the API request that caused the error.
</ResponseField>

<ResponseField name="source" type="string">
  The point of failure in the specific operation. For example, customer, business and so on.
</ResponseField>

<ResponseField name="step" type="string">
  The stage where the transaction failure occurred. Stages can be different depending on the payment method used to make the transaction.
</ResponseField>

<ResponseField name="id" type="string">
  Unique identifier of the transfer.
</ResponseField>

<ResponseField name="reason" type="string">
  The exact error reason. It can be handled programmatically.
</ResponseField>

<ResponseField name="linked_account_notes" type="array">
  List of keys from the `notes` object which needs to be shown to Linked Accounts on their Dashboard. For example, `"region", "city"`. Only the keys will be shown, not values.
</ResponseField>

<ResponseField name="on_hold" type="boolean">
  Indicates whether the account settlement for transfer is on hold. Possible values:

  * `true`: Puts the settlement on hold.
  * `false`: Releases the settlement.
</ResponseField>

<ResponseField name="on_hold_until" type="integer">
  Timestamp, in Unix format, indicates until when the settlement of the transfer must be put on hold. If no value is passed, the settlement is put on hold indefinitely.
</ResponseField>

<ResponseField name="recipient_settlement_id" type="string">
  Unique identifier of the settlement.
</ResponseField>

<ResponseField name="created_at" type="integer">
  Timestamp, in Unix, at which the record was created.
</ResponseField>

## Errors

<AccordionGroup>
  <Accordion title="The api key/secret provided is invalid">
    **Code:** `4xx`

    This error occurs when there is a mismatch between the API credentials passed in the API call and the API credentials generated on the Dashboard.

    **Solution:** Make sure the API Keys are active and entered correctly. Also, there should not be any whitespaces before or after the keys.
  </Accordion>

  <Accordion title="The transfers.0.amount must be at least 100.">
    **Code:** `400`

    This error occurs when the amount is less than the minimum amount. The transaction amount expressed in the currency subunit, such as paise (in INR) should always be greater than or equal to 100.

    **Solution:** Make sure the amount is equal to or greater than the minimum amount of ₹100.
  </Accordion>

  <Accordion title="The input field is required">
    **Code:** `400`

    This error occurs when a mandatory field is empty.

    **Solution:** Make sure to fill in all the mandatory fields.
  </Accordion>
</AccordionGroup>