Create a Direct Transfer (Idempotent Request)

Retry or send the same transfer request multiple times safely using the Razorpay API.

POST /v1/transfers

Curl

curl -X POST https://api.razorpay.com/v1/transfers \
-u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
-H 'content-type: application/json' \
-H 'X-Transfer-Idempotency: fbdabb70-9548-4cfe-8da1-c9bbf39e96b0' \
-d '{
  "account": "acc_CPRsN1LkFccllA",
  "amount": 100,
  "currency": "INR"
}'

Success

{
  "id": "trf_JqpKevElHShZkw",
  "entity": "transfer",
  "status": "processed",
  "source": "acc_CJoeHMNpi0nC7k",
  "recipient": "acc_CPRsN1LkFccllA",
  "amount": 100,
  "currency": "INR",
  "amount_reversed": 0,
  "fees": 1,
  "tax": 0,
  "notes": [],
  "linked_account_notes": [],
  "on_hold": false,
  "on_hold_until": null,
  "recipient_settlement_id": null,
  "created_at": 1657273505,
  "processed_at": 1657273505,
  "error": {
    "code": null,
    "description": null,
    "reason": null,
    "field": null,
    "step": null,
    "id": "trf_JqpKevElHShZkw",
    "source": null,
    "metadata": null
  }
}

Idempotency allows you to safely retry or send the same request multiple times without fear of repeating the transfer request more than once.

• When you try to create a transfer, in some cases due to network downtimes, you may not get a response from our servers. As a consequence, you will not be aware of the transfer id or its state. In such cases, you can safely retry the transaction using the same idempotency key without risk of double-payout or duplication.

• To make a transfer request idempotent, add the header X-Transfer-Idempotency to the request and pass an idempotency key against it. The idempotency key (4-36 characters) can contain alphabets, numbers, hyphens, underscores and space only. For example, fbdabb70-9548-4cfe-8da1-c9bbf39e96b0.

Watch Out!

Currently, idempotency is supported only on the Direct Transfers API.

Handy Tips

• When retrying a request, the request body must be the same as the first request for idempotency to work. A different payload will be rejected as a BAD_REQUEST.
• The idempotency key in retries must be the same as the original request.
• Use unique idempotency keys for each unique request.
• If we receive another request while the first one is in process, we will send a 409 error code. You can retry if you get this error code.

Curl

curl -X POST https://api.razorpay.com/v1/transfers \
-u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
-H 'content-type: application/json' \
-H 'X-Transfer-Idempotency: fbdabb70-9548-4cfe-8da1-c9bbf39e96b0' \
-d '{
  "account": "acc_CPRsN1LkFccllA",
  "amount": 100,
  "currency": "INR"
}'

Success

{
  "id": "trf_JqpKevElHShZkw",
  "entity": "transfer",
  "status": "processed",
  "source": "acc_CJoeHMNpi0nC7k",
  "recipient": "acc_CPRsN1LkFccllA",
  "amount": 100,
  "currency": "INR",
  "amount_reversed": 0,
  "fees": 1,
  "tax": 0,
  "notes": [],
  "linked_account_notes": [],
  "on_hold": false,
  "on_hold_until": null,
  "recipient_settlement_id": null,
  "created_at": 1657273505,
  "processed_at": 1657273505,
  "error": {
    "code": null,
    "description": null,
    "reason": null,
    "field": null,
    "step": null,
    "id": "trf_JqpKevElHShZkw",
    "source": null,
    "metadata": null
  }
}

Request Parameters

account · string · required

Unique identifier of the Linked Account to which the transfer must be made.

amount · integer · required

The amount (in paise) to be transferred to the Linked Account. For example, for an amount of ₹200.35, the value of this field should be 20035.

currency · string · required

The currency used in the transaction. We support only INR for Route transactions.

notes · json object

Set of key-value pairs that can be associated with an entity. These pairs can be useful for storing additional information about the entity. A maximum of 15 key-value pairs, each of 256 characters (maximum), are supported.

Response Parameters

id · string

Unique identifier of the transfer.

entity · string

The name of the entity. Here, it is transfer.

transfer_status · string

The status of the transfer. Possible values are:

• created
• pending
• processed
• failed
• reversed
• partially_reversed

settlement_status · string

The status of the settlement. Possible values are:

• pending
• on_hold
• settled

source · string

Unique identifier of the transfer source. The source can be a payment or an order.

recipient · string

Unique identifier of the transfer destination, that is, the Linked Account.

amount · integer

The amount to be transferred to the Linked Account, in paise. For example, for an amount of ₹200.35, the value of this field should be 20035.

currency · string

ISO currency code. We support route transfers only in INR.

amount_reversed · integer

Amount reversed from this transfer for refunds.

notes · json object

Set of key-value pairs that can be associated with an entity. These pairs can be useful for storing additional information about the entity. A maximum of 15 key-value pairs, each of 256 characters (maximum), are supported. For example, "region": "south", "city": "Bangalore".

error · string

Provides error details that may occur during transfers.

code · string

Type of the error.

description · string

Error description.

field · string

Name of the parameter in the API request that caused the error.

source · string

The point of failure in the specific operation. For example, customer, business and so on.

step · string

The stage where the transaction failure occurred. Stages can be different depending on the payment method used to make the transaction.

id · string

Unique identifier of the transfer.

reason · string

The exact error reason. It can be handled programmatically.

linked_account_notes · array

List of keys from the notes object which needs to be shown to Linked Accounts on their Dashboard. For example, "region", "city". Only the keys will be shown, not values.

on_hold · boolean

Indicates whether the account settlement for transfer is on hold. Possible values:

• true: Puts the settlement on hold.
• false: Releases the settlement.

on_hold_until · integer

Timestamp, in Unix format, indicates until when the settlement of the transfer must be put on hold. If no value is passed, the settlement is put on hold indefinitely.

recipient_settlement_id · string

Unique identifier of the settlement.

created_at · integer

Timestamp, in Unix, at which the record was created.

Errors

The API key/secret provided is invalid.

Code: 4xx

This error occurs when there is a mismatch between the API credentials passed in the API call and the API credentials generated on the Dashboard.

Solution: Make sure the API Keys are active and entered correctly. Also, there should not be any whitespaces before or after the keys.