Quickstart Guide

Complete guide to get started with Razorpay’s payments platform.

Welcome to Razorpay! This guide will walk you through setting up your account and choosing the right products for your business needs.

Step 1: Create an Account

Sign up for a Razorpay Curlec account and complete the KYC process.

• Start using our products or SDK/API integration in Test Mode during the KYC verification process.
• After KYC completion and testing, live mode unlocks for real payments.

Test Mode vs Live Mode

Test Mode

• Start integration immediately without KYC completion.
• Use test transactions with dummy data. No real money involved.
• API keys begin with rzp_test_.
• Perfect for development and testing.

Live Mode

• Requires KYC verification (24-48 hours).
• Accept real customer payments.
• API keys begin with rzp_live_.
• Full access to all features.

Step 2: Select Product

Choose Razorpay products based on your business requirements.

One-time Payments vs. Recurring Payments

Select single transaction processing for individual purchases using Payment Gateway, Payment Links or automated recurring billing for subscriptions and regular services with Subscriptions. Compare one-time and recurring payment solutions.

No-code Products vs. Products with Coding Requirements

Pick ready-to-use payment solutions with simple setup like Payment Links, Payment Pages, Invoices or refer to our Payment Gateway SDKs for advanced integration needs. Explore no-code and developer-friendly options.

Solutions by Industry

Find tailored payment solutions designed for your industry: Payment Gateway for ecommerce, Subscriptions for SaaS or comprehensive payment processing for traditional retail businesses. View industry-specific payment solutions.

Solutions by Platform

Integrate payments seamlessly with popular ecommerce platforms like Shopify, WooCommerce, Magento using Payment Gateway plugins or build custom solutions using our Checkout SDKs for Go, PHP, Python, Node.js and mobile platforms (Android, iOS, React Native, Flutter, Cordova, Capacitor). Browse platform-specific integration guides.

Step 3: Key Dashboard Actions

Generate API Keys

If you are using our APIs, SDKs or plugins, follow these steps to generate API keys for the integration:

1. Log in to Dashboard.
2. Navigate to Account & Settings → API Keys under Website and app settings.
3. Click Generate Key.
4. Download and save Key ID and Key Secret securely.

Important:

• Only Owner and Admin roles can access API keys.
• Generate separate keys for Test and Live modes.
• Key Secret is only visible at generation time.

API Keys Documentation →

Add Team Members

Follow these steps:

1. Log in to the Dashboard.
2. Navigate to Account & Settings → Business settings → Manage Team.
3. Click Invite New Member.
4. Enter their email address and select role from the dropdown.
5. Click Send Invitation.

Team Management Guide →

Configure Webhooks

We recommend setting up webhooks to receive notifications, if you are integrating with our APIs or SDKs.

1. Log in to the Dashboard.
2. Navigate to Account & Settings → Webhooks.
3. Click Add New Webhook.
4. Enter your endpoint URL.
5. Select events to monitor.
6. Add webhook secret for signature verification.
7. Save and activate.

Webhooks Documentation →

Payment Capture Settings

Log in to the Dashboard. Navigate to the Account & Settings option and scroll to the Payments Capture section.

Option	Description
Auto-capture all payments	All payments authorized within 3 days from the time of creation are auto-captured.
Auto-capture timeouts	Allows you to define custom auto-capture timeout. The minimum value is 12 minutes. The maximum value (default) is 3 days.
Manual capture timeout	Allows you to define custom manual capture timeout. The minimum value is 12 minutes. The maximum value (default) is 3 days.
Auto-refund speed	Payments in the authorized state are auto-refunded after the timeout. With the Normal Refund option, your payment is refunded to your customer in 5-7 working days. The refund speed selected here is only applicable to payments that are auto-refunded.

Payment Capture Guide →

Next Steps

Once your account is created:

1. Complete KYC: Submit KYC documents for live mode activation.
2. Choose Product/Integration Method: Select based on your business needs and technical capabilities.
3. Test Thoroughly: Use test mode before going live.
4. Go Live: Switch to live mode when ready. Use live mode keys if integrating with our APIs/SDKs/plugins.